Chandra Baliga
Roles available for:
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Fractional
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Consulting
-
Contract
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Interim
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San Jose, California, United States
Chandra Baliga
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Roles available for:
-
Fractional
-
Consulting
-
Contract
-
Interim
-
San Jose, California, United States
Experience
Strengths in this role: Fraud and Disputes Payments and Money Movement Risk, Identity and Compliance AI Strategy 0-to-1 Product Strategy M&A Product Alignment and Integration Platform Modernization and Transformation Executive Stakeholder Alignment Enterprise Transformation Multi-Year Roadmap Strategy
Industry Group: Finance
Industry: Financial Services
Years of experience: 18 years
Company name: Visa
Company size: 34,000 employees
Role in this company: Owned a $400M disputes portfolio combating fraud; led industry-first AI-powered dispute products across the full lifecycle, autonomously resolving ~20% of fraud disputes within 6 months and driving 15% YoY revenue growth using AI/ML on transactional, behavioral, and open banking data. Also led payment ecosystem modernization for a top global transaction network, re-architecting authorization infrastructure for tokenized/virtual wallets, partnering with European banks on go-to-market.
Company name: Charles Schwab
Company size: 33,000 employees
Role in this company: Led 3 connected bets across web/desktop/mobile serving 14M+ customers: 0-to-1 products in a competitive market, new identity/payments/money movement capabilities at scale, and risk/fraud/compliance foundations supporting rapid growth incl. multi-year M&A integration. Drove 40% increase in self-service adoption, re-engineered platform for real-time payments, and led tech integration for a major platform consolidation, migrating millions of accounts onto a single platform.